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Mortgage Checklist

This is a basic list of documents we typically require in order to process your mortgage loan application.

Verification of Income 

  • 2 most recent year's W-2's and tax returns
  • If self-employed, 2 most recent year's personal and business tax returns
  • 1099 Forms for additional income, i.e. Social Security, Annuity, Retirement
  • 2 most recent pay-stubs evidencing 30 days worth of earnings
  • Bank statements evidencing receipt of alimony, child support income, SS, retirement

Verification of Assets (all pages of statement)

  • 2 most recent bank statements (all pages) from which your closing funds will be paid from
  • Retirement fund statements (401(k), Annuity, Simple Plan, etc)
  • Gift funds: Donor must provide evidence of ability to gift the funds and execute a Gift Letter

Your debts

  • Recent mortgage statement
  • Child support or alimony payments as evidence by Court ordered documents
  • If you have minimal credit history, will need contact information (name, address, telephone no.  for landlord, utility payments, insurance payments, retail credit payments)

Identification – One of the following

  • Valid Driver's license
  • Valid State Issued ID Card
  • Un-expired Passport
  • Military ID

OK

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Princeton Financial, LLC NMLS #135880
1350 Old Pond Rd, Suite 100, Bridgeville, PA  15017
Direct:  (412) 564-5858
mecavanagh@princetonfin.com
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NMLS# 127923
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